I Need $3500 Loan TodayMore and more online lenders offer $3500 loans with same day approval. In fact, most applications are approved instantly or within 1 hour. That is why people prefer such loans for its ease and speed. You can simply apply online directly using your personal information such as address, employment, bank account etc.
$3500 Loans With No Credit CheckOnline loan companies require you to have a checking account and a stable job in order to apply. If you are earning $1500 or more, you should have no problems be able to obtain a loan for $3500 without a credit check. The lenders are more interested in whether you can afford to pay them on time, compared to any financial mistakes you have made in the past that led to your low credit score now. So, do not worry too much whether you can get an unsecured signature loan with bad credit or not. Just try! You can get free online quotes here for signature loans here.
Borrowing $3500 With Bad CreditActually, any personal signature loans under $5000 is quite easy to get, as long as you have good credit or can provide some form of collateral. That is because most loan companies set their lending limits at $5000, so these will be scrutinized more thoroughly and approval rates are lower. As long as you are willing to pay the financing fees, you can get $3500 loans with bad credit. As long as you have an income that is sufficient to cover the payments, most lenders will give you the loan easily.
$3500 Installment LoansIf you have stable income, you can also consider long term installment loans instead, where you pay back a small amount every month until the balance is cleared. The advantage is cheaper fees in total, but if you will only have the money after several months, then this is not suitable for you.
Due to the higher rates and fees, you can quickly owe double or more than what you initially borrowed within a year. That is why some people accuse these lenders as legalized loan sharks. We will not argue over this point, but it helps to be a responsible borrower - some people are only interested in getting a loan and do not care whether they can pay back the $3500 after 6 months.